Important Questions to Ask a Home Inspector

The home inspection process is one of the more overlooked parts of the mortgage refinance process. You want to make sure the inspection is true, and you get a great home that is all in one piece. If you get stuck with a junker home, because of a bad inspection then you might not qualify for home mortgage refinance. Here are some of the questions you must ask your home inspector.

How Long Have You Been Inspecting?

This may seem like a simple question but you must ask it. You need to know that they are good at what they do and that their business has been around for a while. This way they know what they are looking at and will not make mistakes like novice inspectors. You can even ask about the certifications they have. Anyway you can, make sure you find out their experience.

How is the Process Handled?

You do not want them to surprise you with anything. That is why you must ask them what happens during an inspection. You want to let them do their job properly, but maybe you could follow them around while they do it. This way you know what they are looking at, and you get a good overall sense of what is happening.

How is the Report Handled?

The problem with reports is never too much information. The more information the better, and you know that they truly did a thorough inspection of the entire house. Know what format you will receive it in and get some tips on how you can best read it. You want to make sure that the report is easy to read and that it is laid out for you in a way that you can truly understand. You also need to find out the earliest date you will get your report. You need the inspector to know that you have deadlines, and that they need to get the report to you as quickly as possible. This is an important process for you and your mortgage. They need to respect it as such.